Deck Material Comparison Calculator
The sticker price is where deck material decisions go wrong: pressure-treated looks thousands cheaper until the third re-stain bill arrives, and composite's premium quietly pays itself back somewhere around year nineteen. This calculator prices all four deckings the way you'll actually live with them — built today, then every wash, stain and board swap for 25 years — with labor and materials adjusted for your state. Pick the material you're leaning toward for an itemized breakdown; the tables below carry the head-to-head.
Published Cost data last reviewed Re-checked quarterly
Main platform area — a 14×20 deck is 280 sq ft.
Sets the itemized breakdown; the tables and assumptions always compare all four.
Rail material follows the deck — composite rails cost ~80% more than PT.
Risers down to grade; set 0 for a walk-out ground-level deck.
The single biggest lever in the wood-vs-composite math. Try both.
Costs are adjusted for labor and material rates in your state.
Low
$10,800
Typical
$13,500
High
$18,220
Prices adjusted for Texaslabor & material costs.
| Cost item | Low | High |
|---|---|---|
| Materials | ||
| Framing, posts & footing concrete | $1,320 | $2,230 |
| Decking boards — Composite | $2,040 | $3,450 |
| Railing & stairs | $2,470 | $4,170 |
| Fasteners, hangers & flashing | $240 | $400 |
| Labor | ||
| Build labor — frame, lay boards, rail, stairs | $3,810 | $6,440 |
| Permits & fees | ||
| Building permit & inspection | $180 | $300 |
| Other costs | ||
| 25 years of washes (hired out) | $740 | $1,250 |
| Estimated total | $10,800 | $18,220 |
What this estimate assumes
- Basis: a 280 sq ft ground-level deck, 42 linear ft of railing, 5 stair steps, one footing per ~35 sq ft, permit included, maintenance hired out — 25-year horizon.
- Head-to-head at these inputs: Pressure-treated pine $14,365, Cedar $15,593, Composite $13,498, PVC $14,501 in 25-year total cost. Composite — your pick — is the cheapest deck to own at these inputs.
- Cedar: a $1,298 premium that pressure-treated never recoups through maintenance savings inside 25 years. Composite: a $3,332 premium that breaks even around year 20, then keeps saving about $867 through year 25. PVC: a $4,335 premium that breaks even around year 26 — past this model's horizon.
- Range is 80%–135% of the computed 25-year total — quote spread on the build plus how much staining and cleaning actually happens over 25 years.
- Material lines scale with your state's materials multiplier, labor with its labor multiplier; hired-out staining and washing follow labor, DIY stain follows materials, and board replacement splits between the two.
- Excluded: tearing out an old deck, site grading, electrical (lights, outlets), pergolas or built-ins, and structural engineering — price those with the deck build calculator.
Typical cost ranges
| Project | Low | Typical | High |
|---|---|---|---|
| Pressure-treated pine (installed) | $8,030 | $10,040 | $13,560 |
| Cedar (installed) | $9,130 | $11,420 | $15,410 |
| Composite (installed) | $10,860 | $13,570 | $18,320 |
| PVC (installed) | $11,700 | $14,630 | $19,750 |
| Project | Low | Typical | High |
|---|---|---|---|
| Pressure-treated pine (25 years of upkeep) | $4,650 | $5,810 | $7,840 |
| Cedar (25 years of upkeep) | $4,590 | $5,730 | $7,740 |
| Composite (25 years of upkeep) | $840 | $1,050 | $1,420 |
| PVC (25 years of upkeep) | $840 | $1,050 | $1,420 |
| Project | Low | Typical | High |
|---|---|---|---|
| Pressure-treated pine (25-year total) | $12,680 | $15,850 | $21,400 |
| Cedar (25-year total) | $13,720 | $17,150 | $23,150 |
| Composite (25-year total) | $11,700 | $14,620 | $19,740 |
| PVC (25-year total) | $12,540 | $15,680 | $21,160 |
| Project | Low | Typical | High |
|---|---|---|---|
| 120 sq ft (10×12) (25-year total) | $5,470 | $6,840 | $9,230 |
| 200 sq ft (10×20) (25-year total) | $8,580 | $10,730 | $14,480 |
| 280 sq ft (14×20) (25-year total) | $11,700 | $14,620 | $19,740 |
| 400 sq ft (20×20) (25-year total) | $16,360 | $20,460 | $27,620 |
| 600 sq ft (24×25) (25-year total) | $24,290 | $30,370 | $41,000 |
Frequently asked questions
Is a composite deck worth the extra cost over pressure-treated wood?
On the 280 sq ft reference deck, composite costs about $3,529 more installed ($13,570 vs $10,041). With staining hired out, that premium breaks even around year 19 and composite finishes about $1,231 cheaper over 25 years. Do the staining yourself and pressure-treated wins by thousands instead — the whole comparison hinges on who holds the sprayer.
How often do you have to stain a wood deck, and what does it cost?
Every 2–3 years for pressure-treated and cedar. National guides put professional staining at roughly $1.50–$6 per sq ft (Homewyse's May 2026 figure is $2.96–$6.16/sq ft); this model uses $2.50/sq ft per cycle — about $700 each time on the reference deck, 8 cycles over 25 years, or roughly $5,810 all-in with board replacement.
Which decking material lasts the longest?
Manufacturer and industry lifespans: pressure-treated pine 15–20 years with faithful sealing, cedar 15–20+ years (naturally rot-resistant but it checks and splits), composite 25–30+ years, and PVC 50 years or more. That is why this model budgets a 10% board swap for PT around year 15 and a 5% swap for cedar around year 18, but nothing for composite or PVC inside the 25-year window.
Why does cedar end up costing more than composite over 25 years?
Cedar splits the difference badly: its boards and rails cost about $1,376 more than pressure-treated up front on the reference deck, but it still needs the same 8-cycle staining schedule — so it collects wood's maintenance bill without PT's price tag. Cedar's case is look and smell, not total cost; it only beats composite if you stain it yourself.
What maintenance does composite or PVC decking actually need?
Soap, water and a soft brush once or twice a year; no sealing, staining or sanding, ever. Mold and pollen can leave a film in damp shade — a mild household cleaner handles it. Hired out, this model prices that at $0.15/sq ft per year (about $42 a year on the reference deck); done with a garden hose it costs an afternoon, which is why the DIY switch drops their upkeep line to zero. Two caveats the wash-and-go story leaves out: dark boards in full sun run hot underfoot, and a scratched composite board can't be sanded back the way wood can — though capped second-generation boards fixed most of the fading and staining that plagued first-gen composite.
Does the framing change with the material I pick?
No — every option here sits on pressure-treated framing, which is how decks are built: joists, beams, posts and ledger are PT regardless of surface. You're comparing boards, rail tops and balusters, plus modest install-labor differences (hidden fasteners and predrilling add roughly $1–$3/sq ft for composite and PVC). Matching composite or PVC rail systems are what push railing costs up 80–100% versus PT rails.
What is not included in these 25-year numbers?
Tearing out an existing deck, grading and drainage work, electrical (deck lights, outlets, hot-tub circuits), pergolas and built-ins, permit fees outside the $250 national typical, and inflation on future labor — future staining and washing cycles are priced at today's rates, so the materials — not inflation — decide the comparison. One honest caveat that cuts against wood: this model prices pressure-treated aging as a 10% board swap around year 15, but PT decking's realistic service life is 15–20 years, at the edge of the horizon. If a PT surface ends up needing a full re-deck inside the window, composite's math improves accordingly.
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Open calculatorHow this estimate is calculated
These notes are written for this tool alone: where its base prices come from, how the low–high window is derived, and what the figure deliberately leaves out.
- Inputs: deck square footage, the material you're leaning toward, railing linear ft, stair steps, and whether 25 years of upkeep is hired out or DIY. The estimate itemizes your pick; the assumptions and tables always compare all four materials at your inputs.
- Installed costs share constants with our deck build calculator, anchored to Sept 2026 research: Fixr ($15–$55/sq ft installed overall; PT $15–$25, composite $28–$40, vinyl $17–$33), Angi's 2026 PT guide (~$40/sq ft average, $15–$75 spread) and Decks.com material rates (PT $3–$6, composite $5–$14/sq ft; labor $8–$22/sq ft). Framing is pressure-treated in every option.
- Wood maintenance: wash and re-stain every 3 years — 8 cycles in 25 — at $2.50/sq ft hired out, the middle of Homewyse's May 2026 $2.96–$6.16/sq ft and other national guides' $1.57–$4.04/sq ft; DIY is stain-and-cleaner materials at ~$0.45/sq ft per cycle.
- Repairs: pressure-treated swaps ~10% of surface boards around year 15 and cedar ~5% around year 18 (warping, checking, splits); composite and PVC carry 25–30+ and 50-year manufacturer lifespans, so neither gets a board budget inside the horizon.
- Composite and PVC upkeep is modeled at $0.15/sq ft per year hired out (an annual wash) and zero DIY — soap and water, no sealing, ever.
- typical = the region-scaled installed total plus region-scaled 25-year maintenance; the published range is ×0.80 low and ×1.35 high, spanning quote spread on the build and how faithfully staining actually happens. Material lines follow your state's materials multiplier, labor lines its labor multiplier; permit fees follow labor.
- Excluded: demolition of an old deck, grading, electrical, pergolas/built-ins, and inflation on future maintenance — future cycles are priced in today's dollars so materials stay comparable.
Sources
Every cost constant above traces to the publishers listed here — the editorial gate requires at least two independent sources per calculator, each with the month we accessed it. FixTally is not affiliated with any of them.
- Fixr — Cost to Build Deck | New Deck Installation Cost (PT $15–$25, composite $28–$40, vinyl $17–$33/sq ft installed) — accessed 2026-09
- Angi — How Much Does a Pressure-Treated Wood Deck Cost? [2026 Data] (avg ~$40/sq ft; $15–$75 spread) — accessed 2026-09
- Homewyse — Cost to Stain Deck, 2026 Cost Calculator ($2.96–$6.16 per sq ft, May 2026 pricing) — accessed 2026-09
- Decks.com — Calculate the Cost to Build a Deck (PT $3–$6, composite $5–$14/sq ft materials; labor $8–$22/sq ft) — accessed 2026-09
Maintained by the FixTally Editorial Team — each quarter we re-check the cited prices, re-run every calculator’s math, and refresh the review dates shown on these pages.
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