Deck Material Comparison Calculator

The sticker price is where deck material decisions go wrong: pressure-treated looks thousands cheaper until the third re-stain bill arrives, and composite's premium quietly pays itself back somewhere around year nineteen. This calculator prices all four deckings the way you'll actually live with them — built today, then every wash, stain and board swap for 25 years — with labor and materials adjusted for your state. Pick the material you're leaning toward for an itemized breakdown; the tables below carry the head-to-head.

Published Cost data last reviewed Re-checked quarterly

Free estimateInstant · State-adjusted

Main platform area — a 14×20 deck is 280 sq ft.

Sets the itemized breakdown; the tables and assumptions always compare all four.

Rail material follows the deck — composite rails cost ~80% more than PT.

Risers down to grade; set 0 for a walk-out ground-level deck.

The single biggest lever in the wood-vs-composite math. Try both.

Costs are adjusted for labor and material rates in your state.

Low

$10,800

Typical

$13,500

High

$18,220

Prices adjusted for Texaslabor & material costs.

Cost itemLowHigh
Materials
Framing, posts & footing concrete$1,320$2,230
Decking boards — Composite$2,040$3,450
Railing & stairs$2,470$4,170
Fasteners, hangers & flashing$240$400
Labor
Build labor — frame, lay boards, rail, stairs$3,810$6,440
Permits & fees
Building permit & inspection$180$300
Other costs
25 years of washes (hired out)$740$1,250
Estimated total$10,800$18,220

What this estimate assumes

  • Basis: a 280 sq ft ground-level deck, 42 linear ft of railing, 5 stair steps, one footing per ~35 sq ft, permit included, maintenance hired out — 25-year horizon.
  • Head-to-head at these inputs: Pressure-treated pine $14,365, Cedar $15,593, Composite $13,498, PVC $14,501 in 25-year total cost. Composite — your pick — is the cheapest deck to own at these inputs.
  • Cedar: a $1,298 premium that pressure-treated never recoups through maintenance savings inside 25 years. Composite: a $3,332 premium that breaks even around year 20, then keeps saving about $867 through year 25. PVC: a $4,335 premium that breaks even around year 26 — past this model's horizon.
  • Range is 80%–135% of the computed 25-year total — quote spread on the build plus how much staining and cleaning actually happens over 25 years.
  • Material lines scale with your state's materials multiplier, labor with its labor multiplier; hired-out staining and washing follow labor, DIY stain follows materials, and board replacement splits between the two.
  • Excluded: tearing out an old deck, site grading, electrical (lights, outlets), pergolas or built-ins, and structural engineering — price those with the deck build calculator.
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Typical cost ranges

Installed cost by decking material
ProjectLowTypicalHigh
Pressure-treated pine (installed)$8,030$10,040$13,560
Cedar (installed)$9,130$11,420$15,410
Composite (installed)$10,860$13,570$18,320
PVC (installed)$11,700$14,630$19,750
Reference deck: 280 sq ft ground level, 42 linear ft of railing, 5 stair steps, 8 footings, permit included — national-average pricing. Framing is pressure-treated under every option; only boards, rails and install labor change.
25 years of maintenance by material
ProjectLowTypicalHigh
Pressure-treated pine (25 years of upkeep)$4,650$5,810$7,840
Cedar (25 years of upkeep)$4,590$5,730$7,740
Composite (25 years of upkeep)$840$1,050$1,420
PVC (25 years of upkeep)$840$1,050$1,420
Wood decks are washed and re-stained every 3 years — 8 cycles in 25 years at $2.50/sq ft hired out — plus surface-board replacement for PT (~10%, year ~15) and cedar (~5%, year ~18). Composite and PVC get an annual $0.15/sq ft wash and no board budget inside the horizon.
True cost of ownership — installed + 25 years of upkeep
ProjectLowTypicalHigh
Pressure-treated pine (25-year total)$12,680$15,850$21,400
Cedar (25-year total)$13,720$17,150$23,150
Composite (25-year total)$11,700$14,620$19,740
PVC (25-year total)$12,540$15,680$21,160
This is the comparison that decides the material: the cheapest deck to build is rarely the cheapest deck to own. Doing the staining yourself (rather than hiring out) tilts the table back toward pressure-treated — switch the upkeep input above to see it flip.
25-year total cost by deck size (composite, maintenance hired out)
ProjectLowTypicalHigh
120 sq ft (10×12) (25-year total)$5,470$6,840$9,230
200 sq ft (10×20) (25-year total)$8,580$10,730$14,480
280 sq ft (14×20) (25-year total)$11,700$14,620$19,740
400 sq ft (20×20) (25-year total)$16,360$20,460$27,620
600 sq ft (24×25) (25-year total)$24,290$30,370$41,000
Railing scales with perimeter (about 15% of deck area), one footing per 35 sq ft, 5 stair steps, permit included — the same rules the calculator applies to your inputs.

Frequently asked questions

Is a composite deck worth the extra cost over pressure-treated wood?

On the 280 sq ft reference deck, composite costs about $3,529 more installed ($13,570 vs $10,041). With staining hired out, that premium breaks even around year 19 and composite finishes about $1,231 cheaper over 25 years. Do the staining yourself and pressure-treated wins by thousands instead — the whole comparison hinges on who holds the sprayer.

How often do you have to stain a wood deck, and what does it cost?

Every 2–3 years for pressure-treated and cedar. National guides put professional staining at roughly $1.50–$6 per sq ft (Homewyse's May 2026 figure is $2.96–$6.16/sq ft); this model uses $2.50/sq ft per cycle — about $700 each time on the reference deck, 8 cycles over 25 years, or roughly $5,810 all-in with board replacement.

Which decking material lasts the longest?

Manufacturer and industry lifespans: pressure-treated pine 15–20 years with faithful sealing, cedar 15–20+ years (naturally rot-resistant but it checks and splits), composite 25–30+ years, and PVC 50 years or more. That is why this model budgets a 10% board swap for PT around year 15 and a 5% swap for cedar around year 18, but nothing for composite or PVC inside the 25-year window.

Why does cedar end up costing more than composite over 25 years?

Cedar splits the difference badly: its boards and rails cost about $1,376 more than pressure-treated up front on the reference deck, but it still needs the same 8-cycle staining schedule — so it collects wood's maintenance bill without PT's price tag. Cedar's case is look and smell, not total cost; it only beats composite if you stain it yourself.

What maintenance does composite or PVC decking actually need?

Soap, water and a soft brush once or twice a year; no sealing, staining or sanding, ever. Mold and pollen can leave a film in damp shade — a mild household cleaner handles it. Hired out, this model prices that at $0.15/sq ft per year (about $42 a year on the reference deck); done with a garden hose it costs an afternoon, which is why the DIY switch drops their upkeep line to zero. Two caveats the wash-and-go story leaves out: dark boards in full sun run hot underfoot, and a scratched composite board can't be sanded back the way wood can — though capped second-generation boards fixed most of the fading and staining that plagued first-gen composite.

Does the framing change with the material I pick?

No — every option here sits on pressure-treated framing, which is how decks are built: joists, beams, posts and ledger are PT regardless of surface. You're comparing boards, rail tops and balusters, plus modest install-labor differences (hidden fasteners and predrilling add roughly $1–$3/sq ft for composite and PVC). Matching composite or PVC rail systems are what push railing costs up 80–100% versus PT rails.

What is not included in these 25-year numbers?

Tearing out an existing deck, grading and drainage work, electrical (deck lights, outlets, hot-tub circuits), pergolas and built-ins, permit fees outside the $250 national typical, and inflation on future labor — future staining and washing cycles are priced at today's rates, so the materials — not inflation — decide the comparison. One honest caveat that cuts against wood: this model prices pressure-treated aging as a 10% board swap around year 15, but PT decking's realistic service life is 15–20 years, at the edge of the horizon. If a PT surface ends up needing a full re-deck inside the window, composite's math improves accordingly.

Related cost calculators

How this estimate is calculated

These notes are written for this tool alone: where its base prices come from, how the low–high window is derived, and what the figure deliberately leaves out.

  • Inputs: deck square footage, the material you're leaning toward, railing linear ft, stair steps, and whether 25 years of upkeep is hired out or DIY. The estimate itemizes your pick; the assumptions and tables always compare all four materials at your inputs.
  • Installed costs share constants with our deck build calculator, anchored to Sept 2026 research: Fixr ($15–$55/sq ft installed overall; PT $15–$25, composite $28–$40, vinyl $17–$33), Angi's 2026 PT guide (~$40/sq ft average, $15–$75 spread) and Decks.com material rates (PT $3–$6, composite $5–$14/sq ft; labor $8–$22/sq ft). Framing is pressure-treated in every option.
  • Wood maintenance: wash and re-stain every 3 years — 8 cycles in 25 — at $2.50/sq ft hired out, the middle of Homewyse's May 2026 $2.96–$6.16/sq ft and other national guides' $1.57–$4.04/sq ft; DIY is stain-and-cleaner materials at ~$0.45/sq ft per cycle.
  • Repairs: pressure-treated swaps ~10% of surface boards around year 15 and cedar ~5% around year 18 (warping, checking, splits); composite and PVC carry 25–30+ and 50-year manufacturer lifespans, so neither gets a board budget inside the horizon.
  • Composite and PVC upkeep is modeled at $0.15/sq ft per year hired out (an annual wash) and zero DIY — soap and water, no sealing, ever.
  • typical = the region-scaled installed total plus region-scaled 25-year maintenance; the published range is ×0.80 low and ×1.35 high, spanning quote spread on the build and how faithfully staining actually happens. Material lines follow your state's materials multiplier, labor lines its labor multiplier; permit fees follow labor.
  • Excluded: demolition of an old deck, grading, electrical, pergolas/built-ins, and inflation on future maintenance — future cycles are priced in today's dollars so materials stay comparable.

Sources

Every cost constant above traces to the publishers listed here — the editorial gate requires at least two independent sources per calculator, each with the month we accessed it. FixTally is not affiliated with any of them.

  1. Fixr — Cost to Build Deck | New Deck Installation Cost (PT $15–$25, composite $28–$40, vinyl $17–$33/sq ft installed) — accessed 2026-09
  2. Angi — How Much Does a Pressure-Treated Wood Deck Cost? [2026 Data] (avg ~$40/sq ft; $15–$75 spread) — accessed 2026-09
  3. Homewyse — Cost to Stain Deck, 2026 Cost Calculator ($2.96–$6.16 per sq ft, May 2026 pricing) — accessed 2026-09
  4. Decks.com — Calculate the Cost to Build a Deck (PT $3–$6, composite $5–$14/sq ft materials; labor $8–$22/sq ft) — accessed 2026-09

Maintained by the FixTally Editorial Team — each quarter we re-check the cited prices, re-run every calculator’s math, and refresh the review dates shown on these pages.

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