Repairs & Restoration
Repairs and restoration are the least predictable spending in homeownership: you don't pick the week the supply line bursts or the oak splits toward the roofline, and 2026 pricing reflects that urgency — emergency call-outs, containment equipment and structural labor have all outpaced general construction inflation. What swings these bills most is scope discovered after opening things up: how far settlement runs below the footing, how much drywall the mold has colonized, how many drying days a water loss truly needs. The eight calculators below price each trade the way its contractors actually bid — by the pier, the strap, the drying day, the truckload — then adjust labor and materials to your state.
Cost data reviewed September 2026 · Maintained by the FixTally Editorial Team
Every repairs & restoration calculator, compared at default inputs
| Calculator | Low–high range | Use it when |
|---|---|---|
| Chimney Repair Cost Calculatortypical $1,337 | $1,069 – $1,805 | Tuckpointing, a cracked crown, rusted flashing, a missing cap, an unlined flue or firebox damage — priced by the failure a mason actually finds. |
| Foundation Repair Cost Calculatortypical $12,000 | $9,600 – $16,200 | Settling, a bowing basement wall or a sunken slab — piers, anchors, straps, foam lifting, plus the engineer's report and permit most bids skip. |
| Junk Removal Cost Calculatortypical $234 | $187 – $316 | Clearing a room, garage, rental or estate — priced by how much of the truck you fill, with mattress/appliance/e-waste surcharges counted up front. |
| Mold Remediation Cost Calculatortypical $3,200 | $2,560 – $4,320 | Confirmed mold beyond a small patch, or any crawlspace/HVAC case — containment, tear-out, HEPA cleaning and the moisture source fix. |
| Pest Control Cost Calculatortypical $315 | $252 – $425 | Roaches, ants, rodents, bed bugs or wasps — one-time treatment priced against quarterly or monthly plans for the full first year. |
| Termite Treatment Cost Calculatortypical $2,828 | $2,262 – $3,818 | Active termites or a sale-required clearance letter — liquid barrier vs bait stations vs tent fumigation, plus damaged-wood repair and renewal. |
| Tree Removal Cost Calculatortypical $1,095 | $876 – $1,478 | A dead, storm-damaged or dangerously placed tree — height band, trunk diameter, roof proximity, crane day and stump grinding priced in. |
| Water Damage Restoration Cost Calculatortypical $3,849 | $3,079 – $5,196 | Burst pipes, leaks or flooding — extraction, drying-equipment days, tear-out and rebuild, modeled the way mitigation companies bill insurers. |
Ranges are the low–high band each calculator computes for its own default inputs (80%–135% of the computed typical — estimates, not quotes). They are held at the national baseline here so the tools compare fairly; open any calculator and set your state to rescale labor and materials to local rates.
Repairs & restoration cost questions
What are the most expensive home repairs in this category?
Structural and water work dominate. At each tool's default inputs, a turnkey foundation stabilization job computes to $9,600–$16,200 while a full water-damage mitigation runs $3,079–$5,196 — and severe versions of both go well past those bands. By contrast, hauling away a truckload of junk computes to just $187–$316. The pattern: the moment heavy equipment, structural engineering or containment is involved, four figures is normal, so those are the jobs where comparing several bids pays the most.
Are these repair costs adjusted for where I live?
The comparison table on this page holds labor and materials at the national baseline so the tools are comparable side by side. Open any calculator, set your state, and the same model rescales contractor labor and material dollars to local rates — across the 51 jurisdictions FixTally models, labor runs from 0.80× to 1.45× the national baseline (Hawaii and Alaska sit at the top; the deep South at the bottom), so the same repair can legitimately quote ~80% more in the priciest state than the cheapest. Emergency and storm-driven work (tree removal after a hurricane, for example) also carries temporary local premiums no table can predict.
Do these estimates include permits, disposal and repair of whatever got opened up?
It varies by trade, and each tool states its inclusions. Foundation repair includes the structural engineer's report and permit by default; water damage and mold include containment and disposal of removed materials. What most tools exclude is cosmetic restoration after structural or mitigation work — drywall, paint and flooring that gets opened to reach the problem — because that is usually a separate contract. Each calculator's methodology section lists exactly what is in and out.
Should I repair it or replace it?
For the big-ticket systems the repair-or-replace math lives in FixTally's decision tools: the roof repair-or-replace and HVAC repair-or-replace calculators weigh age, remaining life and repair quotes against replacement cost, and the tankless-vs-tank tool compares 12-year total costs. For the repairs on this page the decision is usually structural: if settlement keeps moving after stabilization, or mold returns because the moisture source wasn't fixed, the cheaper-looking repair becomes the expensive one.
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